Conversion
400 points converts to $2 Subway Cash. At the ordinary earning rate, that is $40 in eligible spending before bonuses.
Subway · United States
Sub Club (US)
The US programme converts points into Subway Cash. Dollar credit can be compared directly with eligible spending; it is not a cash withdrawal.
Official information reviewed Sep 19, 2026 · Two-week source checking cycle
Earning rates and membership
| Tier | Earn per eligible $1 | Qualification |
|---|---|---|
| Member | 10 points | Standard earning rate |
How much spending earns your reward?
$40.00
Calculated additional eligible spending for subway cash, at 10 points per $1.
Calculation: remaining points ÷ earning rate, rounded up to the next cent. Assumes the selected tier remains fixed. Excludes bonuses, rounding within individual transactions, taxes, fees, ineligible purchases and expired points. This is a planning estimate, not a guaranteed checkout threshold.
Published reward examples
| Reward | points | Spend from zero at Member rate | Reward limit |
|---|---|---|---|
| Subway Cash | 400 | $40.00 | $2.00 credit |
Examples are not the complete account-specific rewards catalogue. Menu sizes, restaurant participation and offer conditions still apply.
When do points and rewards expire?
Points expire after six months without qualifying account activity. Earning points or redeeming rewards resets that period. Coupons retain their own stated expiry.
Rules that affect your order
Missing purchase
The US terms allow receipt-based missing transaction requests within 30 days.
Combining rewards
Subway Cash and coupons may combine unless their conditions prohibit it. Multiple rewards cannot apply to the same item.
Country matters
These are US Sub Club rules. Other countries have separate Subway programmes.
Compare the food, too.
Open the chain menu for recorded portions, nutrition, ingredients and dated prices. Find a branch for contact details and nearby restaurants.
Based on Subway US Sub Club; Subway US Sub Club terms. Read the source references and checking method. Suggest a correction.